Two TidesFinancial

Protection

Final Expense

A smaller, simpler life insurance policy that covers funeral, burial, and final costs so your family doesn’t have to.

Who this is for

Seniors planning ahead

You want to take this off your family’s plate and know it’s handled.

Adult children helping parents

You’re making sure Mom or Dad has something in place and the process is gentle.

Fixed-income households

You want dependable coverage with a premium that fits a budget.

What it covers

Final expense insurance is whole life coverage with modest face amounts — typically $5,000 to $25,000 — meant to cover funeral, burial or cremation, final medical bills, and small remaining debts. Underwriting is simplified, so there’s usually no medical exam, just a few health questions. When the time comes, the benefit is paid quickly and tax-free to the beneficiary you name.

Common questions

Often, yes. Final expense plans are built with simplified underwriting and there are options for a range of health situations. We’ll find the one you fit.

Have questions about this coverage?

A free, no-pressure conversation about your family, your budget, and your options.

Schedule a Free Consultation